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Benefits Life insurance is often associated with high cost, substantial broker commissions, front-end loads, surrender charges and lock-ins, while being restrictive in offering limited investment options Lighthouse has developed practical products to combat such shortcomings and offers: • personalised, custom built, flexible and cost-efficient policies • low costs (without sales or surrender charges) and ‘wholesale’ insurance rates • complete visibility of all aspects of the policy and a flexible and tailored investment strategy • protection through regulation and Segregated Account laws • a ‘Best-in-Class’ infrastructure using the services of industry recognised leaders • an efficient means of passing assets to future beneficiaries • confidentiality of transactions and dealings
The security of policy assets is enhanced by the statutory account
segregation of the Cayman Islands which means the assets of each
policy are held entirely separately from the assets and any risks
and liabilities of all other policies and the insurance company |
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