The Lighthouse Team

Lighthouse concentrates on the design and issue of bespoke policies, while the broader ‘Lighthouse Team’ includes substantial institutional players

Aon Insurance Managers provides corporate administration and insurance management
Aon is a Fortune 500 company headquartered in Chicago that is a world leader in risk management and insurance business

Hannover Re provides re-insurance
Hannover, based in Germany, is one of the leading re-insurance groups in the world, with ratings of AA- (‘very strong’) from Standard and Poor’s and A (‘excellent’) from AM Best

Royal Bank of Canada Cayman maintains the segregated bank accounts
The Royal Bank is the largest bank in Canada with assets greater than C$600 billion

LECG provides actuarial services and consulting

Worldwide Inspection Services undertakes medical examinations and underwriting

KPMG is the company’s auditor
KPMG is one of the globally recognised ‘Big Four’ accountancy firms

The owners of Lighthouse include Cogent and the original founders

Cogent
Cogent is a Guernsey based financial services business that is also a member of the Channel Islands Stock Exchange

Disclaimer
Even though Lighthouse has considerable experience in the use and structuring of life policy and annuity products, as the issuer, it is not in a position to provide advice to clients on the suitability of such products in any particular case. The benefits offered by life insurance and annuities mean that they have been increasingly incorporated into the fiscal and estate plans of high net worth individuals and have been used in conjunction with other tools, such as trusts; nevertheless it is important that each client obtains the necessary legal and tax advice. The Lighthouse Team possesses the skills required to develop an effective solution for individual clients and will work with a client’s advisors to address those issues. Where a client does not have advisors experienced in this highly technical area, Lighthouse is able to make referrals to appropriately qualified professionals.