Ideally located

Ideally located

Our offshore location enables us to provide you with the maximum level of wealth protection whilst operating within a highly regulated environment

Pulling together

Pulling together

We work with you to ensure that the solutions we provide are specifically tailored to your needs

In safe hands

In safe hands

However you want to protect your future, you can be sure that the solutions we provide are both safe and secure

About us

Lighthouse is a privately-owned international insurance company that issues life insurance and annuity policies on a global basis to non-US clients.

Lighthouse was established in The Cayman Islands in 1996 and concentrates on the provision of insurance based solutions for wealthy private individuals and families. We are an independent business that it is not part of any larger group; consequently, we have been able to avoid the conflicts that typically arise in many ‘full-service’ financial businesses and we act with complete impartiality in dealing with advisers, investment managers and other service providers to a policy.

We have built up an enviable reputation as a high quality specialist insurance provider operating with the uppermost integrity and standards and with unsurpassed professionalism and experience.

As a private company we realise that the wealth of most of our clients may be greater than that of Lighthouse and therefore we have made specific provisions for the protection of client assets through the use of statutory Segregated Account laws and by holding re-insurance cover obtained from the world’s leading re-insurance companies.

Being an international private placement insurance company we are able to offer a greater level of customisation and investment flexibility; while at the same time we provide a transparent and cost effective structure for all our policies. For example, all our re-insurance cover is obtained via direct re-insurance treaties with the top global re-insurers in the world and is charged at the actual wholesale cost without any added commissions.

Although an independent business we are, nevertheless, a substantial company, with over US$1 billion of in-force insurance policies as detailed in our latest audited financial statements.