Introduction

Lighthouse Capital Insurance Company is an international insurance company established in the Cayman Islands holding an insurance licence issued by the Cayman Islands Monetary Authority

Lighthouse has developed a number of proven strategies to satisfy the needs of high net worth clients with products that offer financial, tax and estate planning advantages

We have traditionally issued variable universal life insurance and annuity products on a private placement basis to individuals with a connection to the United States

Policy design conforms to the relevant US codes to obtain favourable treatment for tax purposes; which in the case of an annuity, normally allows for a deferral of income tax, while an appropriately structured life policy may also provide a mitigation of estate tax

More recently, Lighthouse has developed a number of tax and estate planning solutions using life insurance and annuity products for residents of many other countries around the world

The premium required to take advantage of these products is normally in excess of US$1million