Ideally located

Ideally located

Our offshore location enables us to provide you with the maximum level of wealth protection whilst operating within a highly regulated environment

Pulling together

Pulling together

We work with you to ensure that the solutions we provide are specifically tailored to your needs

In safe hands

In safe hands

However you want to protect your future, you can be sure that the solutions we provide are both safe and secure

Our process

Lighthouse is by design a ‘boutique’ company capable of responding to the particular circumstances of each individual client; while at the same time being supported by large institutional service providers and recognised experts, with whom we work extremely closely.

In this way we provide the very best team approach and support, that typically results in specifically customised insurance policies designed to achieve the wealth, financial and tax planning objectives of our clients.

Lighthouse works with top quality international organisations and global insurance experts.

Insurance Management and Administration is provided by Aon Insurance Managers. Aon is a leading global provider of risk management and insurance solutions and services, with operations in over 120 countries and 62,000 employees.

Aon Insurance Managers (Cayman) Limited, a licensed and regulated insurance service provider in The Cayman Islands, is the local appointed insurance manager of Lighthouse and provides substantial global administration and compliance services to Lighthouse.

Re-insurance is acquired for each policy offering mortality cover and this is obtained from one of the top three largest re-insurers in the world, a global business with gross premium income in excess of EUR€12 billion.

The re-insurer has particularly strong ratings from all the principal agencies, including ‘A Excellent’ from AM Best and ‘AA- Very Strong’ from Standard & Poors. Lighthouse has worked with its re-insurers for well over a decade and has made numerous re-insurance death benefit claims, all of which have been paid without ever having an issue, dispute or delay.

Medical examinations are undertaken for all life policies and these examinations and medical underwriting are arranged by Lighthouse. Lighthouse uses local insurance underwriting providers in many different countries to compliantly meet the specific requirements of a proposed life assured.

Lighthouse is licensed and regulated by The Cayman Islands Monetary Authority and the annual audit of the company is undertaken by KPMG, a ‘Top-Four’ global accountancy firm.

Lighthouse does not provide investment management or advice; consequently, we work with some of the world’s most respected and successful investment firms and managers.

While Lighthouse has considerable experience in the use and structuring of life insurance and annuity products, we do not, and are unable to, provide existing or prospective clients with any legal, tax or other advice. We do of course work in close conjunction with many respected advisers acting on behalf of our clients.