Ideally located

Ideally located

Our offshore location enables us to provide you with the maximum level of wealth protection whilst operating within a highly regulated environment

Pulling together

Pulling together

We work with you to ensure that the solutions we provide are specifically tailored to your needs

In safe hands

In safe hands

However you want to protect your future, you can be sure that the solutions we provide are both safe and secure

The Cayman Islands

Lighthouse holds an Unrestricted Class B Insurer’s Licence issued by The Cayman Islands Monetary Authority.

A critical factor in the decision to establish in The Cayman Islands was the ability to take advantage of the Separate Account Statute. This legislation means that the assets of each policy are held entirely separately from the assets and liabilities of Lighthouse and from every other policy; consequently, the policy owner has no carrier financial/solvency risk regarding any separate account policy asset. Such funds are solely available to satisfy the claims and obligations of the policy and not any general claims or obligations of Lighthouse or any other Lighthouse policy.

A substantial additional insurance benefit in The Cayman Islands is the statutory asset protection provided to a Lighthouse policy owner and beneficiary. In the absence of limited exceptions (the most important being a fraudulent conveyance into the policy) the benefits provided by a Lighthouse policy are protected from any claims against the policy owner or beneficiaries.